Mortgage
Ottawa housing market in 2018
Real estate has been a hot topic in 2017 for Ottawa, and we are seeing essential changes coming to the real estate market in 2018. Here are some things to…
Life Insurance versus Mortgage Insurance
Life Insurance versus Mortgage Insurance Life Insurance versus Mortgage Insurance, is what some of my clients ask me when they are purchasing a house. A financial advisor I know in…
Building Green Homes in Canada
Building Green Homes in Canada Did you know around 20 percent of the energy consumed in Canada is used in our homes? Purchasing an energy-efficient house or turning one…
Ottawa 2016 Real Estate Market
Happy new year everyone! It is the second week of the new year and we are well immersed back into school, work and it’s time to evaluate Ottawa…
Self Employed Home Buyers Mortgage
Getting financing approved for home buyers has become more and more challenging under all the new government imposed rules. For self employed home buyers, it becomes even more interesting. That…
Land Transfer Tax for Ottawa
How much is Land Transfer Tax in Ottawa? Ontario is considering giving all its municipalities power to levy a land transfer tax, that includes Ottawa. So what does it mean…
Home Buying Guide for New Comers to Canada
Welcome to Canada Canada is a country, consisting of ten provinces and three territories, in the Northern part of the continent of North America. It extends from the Atlantic to…
How is the 2015 Housing Market in Ottawa
Forecasting 2015 Housing Market in Ottawa As we all know predictions are not easy, especially for the future, but we can certainly go through some stats to find out how…
To Buy or Rent? In Ottawa?
To Buy or Rent in Ottawa? Here is a common question that people may think of when deciding on purchasing a condo/house in Ottawa, whether it would be better…
CMHC Discontinuing Second Home Program and Self-Employed Without Income Validation
CMHC has announced two changes that would take effect on May 30, 2014 1. Cancel of the CMHC Second Home Program Starting June 1st, 2014, investors/buyers would need a…
Separation, Divorce, Mortgage and House; Ottawa
Disclaimer: The information provided here does not hold any legal binding or as legal advice, for legal advice please use a professional lawyer who would be able to advice on…